AbbVie Contribution Modeler
This Contribution Modeler Tool is designed to help you maximize your retirement savings opportunities in the AbbVie retirement income programs – up to IRS limits – without missing out on company contributions. You can model different contribution scenarios with your anticipated pay for the year – helping you to determine the right contribution strategy for your personal situation.
This tool is intended for use by participants eligible for the:
Review this tutorial for guidance on utilizing the modeler.
Click on the located throughout the site to learn more about that topic or input.
Note: If you were hired or rehired after 12/31/2021 you should select the applicable “+” plan above. Although this site includes references to Roth 401(k) Contributions, Puerto Rico plan participants are not eligible for Roth 401(k) Contributions.
This website is not intended to create, nor will it be construed to form, a contract or promise for benefits. Participation in any of the retirement plans described on this site is subject to the terms and conditions of that plan. Full details are provided in the official plan document, which governs operations. The official plan documents govern the determination of your benefit, and no communication, oral or written, shall alter your benefit.
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This website (the “website”) is provided by AbbVie Inc. and contains general information to help you decide how much to contribute to your retirement savings plan (or plans). By using this website, you consent to electronic receipt, and acknowledge that you have read and agreed to be bound by the terms of use herein.
Your benefits are subject to the terms and conditions of AbbVie’s official plan documents. If there is a conflict between the information you read on this website and the official plan documents, including any estimated calculations, the official plan documents will control. AbbVie reserves the right to amend, modify, suspend, or terminate one or more of its plans or programs at any time as provided in the plan documents or as necessary to comply with applicable laws or regulations.
The website contains general information to help you decide how much to contribute to your retirement savings plan(s) in the form of a Contribution Modeler Tool (the “Tool”). The Tool’s calculations are based on information entered by you, the user, as well as various assumptions such as contributions limits. Review the Assumptions & Additional Info page for a description of important assumptions reflected in the Tool’s calculation methodology. The Assumptions & Additional Info page also explains the limitations of the Tool. If any assumption is not appropriate for your circumstances and/or if any of these limitations apply to you, the output of the Tool may not be accurate, and you should consult AbbVie’s official plan documents and your tax advisor.
The information and resources provided throughout the website, including the text, graphics, images, and other materials, are provided as general information, which may be based on various assumptions relating to your age, eligibility, elections, or compensation, and neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, investment, tax, legal, retirement planning, insurance, financial, or similar advice.
The website relies on certain assumptions and additional information as outlined on the subsequent pages. Those assumptions and additional information will impact the calculations and results. You are solely responsible for the accuracy of any data you enter into the website, and the calculations are based on the information you provide.
The website’s estimates and results are not a guarantee of what your benefits or account balance will actually be at any time, or what your maximum contribution amount is or may be under applicable laws and regulations. They neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, investment, tax, legal, retirement planning, insurance, financial, health, or similar advice. The website should not be used or relied upon by you as a substitute for your own independent research or for professional advice regarding your own personal situation.
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| 2025 IRS LIMITS | US | Puerto Rico |
|---|---|---|
|
Pre-Tax/Roth 401(k) Contributions (under age 50 in 2025) The IRS limits the amount you can contribute to the AbbVie Savings Plan (ASP or ASP+) on a Pre-Tax and/or Roth 401(k) basis. |
$23,500 | $15,000 |
|
Pre-Tax/Roth 401(k) Contributions (age 50 or older in 2025) The IRS limits the amount you can contribute to the ASP or ASP+ on a Pre-Tax and/or Roth 401(k) basis. This limit includes an additional $7,500 for U.S. (or $11,250 if you are age 60 – 63) or $1,500 for Puerto Rico in “catch-up” contributions if you are age 50 or older at any time during 2025. |
$31,000 | $16,500 |
|
Total Contributions The IRS limits total contributions to your ASP or ASP+ account in any given year. This limit includes your contributions, company matching contributions, and any other company contributions you may be eligible to receive (such as the annual company contributions). However, this limit does not include “catch-up” contributions. |
$70,000 | $70,000 |
|
Eligible Compensation The IRS limits the amount of pay that can be considered “eligible compensation” for your own Pre-Tax, Roth 401(k), and After-Tax contributions, as well as any company contributions. |
$350,000 | $350,000 |
Here is information you may find helpful in selecting your plan (or plans):
| Eligibility | Plan | Plan Highlights |
|---|---|---|
| U.S. EMPLOYEES | ||
Meet one of the following criteria
|
||
| Are eligible for: | ASP+ (AbbVie Savings Plan Plus) |
Max 6% company match plus |
| If Base salary is at least $200,000*, you are also eligible for | ||
| DCP+ (Deferred Compensation Plan Plus) |
Additional pre-tax savings available |
|
| All other U.S. employees | ||
| Are eligible for: | ASP (AbbVie Savings Plan) |
Contribute 2%, receive 5% company match |
| If job grade is 20 or higher*, you are also eligible for | ||
| DCP (Deferred Compensation Plan) |
Additional pre-tax savings available |
|
| PUERTO RICO EMPLOYEES | ||
Meet one of the following criteria
|
||
| Are eligible for: | PR ASP+ (AbbVie Puerto Rico Savings Plan Plus) |
Max 6% company match plus |
| All other Puerto Rico employees | ||
| Are eligible for: | PR ASP (AbbVie Puerto Rico Savings Plan) |
Contribute 2%, receive 5% company match |
* To be eligible for the DCP or DCP+ for the current year, you must meet the eligibility criteria at the start of open enrollment in Q4 of the prior year. Puerto Rico plan participants are not eligible for the DCP or DCP+.
Contact HRConnect at 844-663-4748 for information about your retirement plan eligibility.